Alert: these are the two new financial cyber scams that debut in Spain - elEconomista.es

2022-06-17 05:20:56 By : Ms. Bin Li

The mobile took prominence in our lives to the point that for almost everything we use it.To move and communicate easily, even to close the curtains in our house or to control the washing machine.Indeed, to control our finances and banking movements we also use the mobile.The agility, reliability and intuitiveness of the applications offered by banking make us more involved in the digital world and less and less queuing at the bank.This symbiosis, however, brings with it financial scams and fraud.The Association of Financial Users (Asufin) makes it clear, before the arrival in the country of financial cyber scams that make users and banks tremble these days.The evolution of "positive" technology also comes hand in hand on the dark side with the massive movement of cybercriminals.Who, by detecting a small flaw in the configuration of the systems, can obtain and access information from users or clients to carry out attacks or theft of their accounts.In this context, Asufin estimates that "55% of Internet users have ever been victims of a cyber attack."Given this figure, and in order to prevent this type of theft, they warn about two types of online fraud that will be the most "popular" in 2022. "So that you are warned and do not fall into the trap," they add.1. Smishing: It is a scam derived from the famous phishing explained by Asufin."In this cyberfraud, mobile phones are used as an attack platform and their objective is to obtain personal information from users, and thus be able to extort money from the consumer or even steal all their money," they say on their website.2. Spoofing: For this type of fraud, mobile phones are also used as a means of "attack"."As a general rule, cybercriminals send us a message, Whatsapp or email pretending to be a bank stating that there has been a problem in our bank account and asking us for the keys to be able to solve the mishap and thus have full disposal of our money ", they argue.The association provides users with a list of tips to avoid cyber scams."First of all, be wary of messages that ask for too much personal or banking information, and remember that banks would never contact you via SMS. Don't share your passwords or click on suspicious links. Lastly, if If you think you are being the victim of some kind of cyberattack, contact the authorities as soon as possible," they say.It will be for this reason that many celebrities only use mobile phones like those old Nokia type without internet.